Properties in Manchester-by-the-Sea typically require jumbo financing with stricter underwriting, larger down payments (20–25%+), and higher reserve requirements.
Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.
Exclusive North Shore coastal community with luxury homes, yacht club, and affluent residents
Manchester-by-the-Sea is North Shore luxury—exclusive coastal community, yacht club, high-end homes, and residents who chose prestige over convenience.
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