πŸ’°

Weston

22 min to Boston
"Where billionaires go to hide from millionaires"
Median Price
$2,150,000
$605/sqft
School Rating
9.7/10
Excellent
Appreciation
3.2%
per year
Commute
22 min
to downtown

Financing Considerations

Properties in Weston typically require jumbo financing with stricter underwriting, larger down payments (20–25%+), and higher reserve requirements.

Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.

✨The Vibe

Ultra-private, ultra-wealthy, ultra-exclusive

What It's Really Like

Most expensive suburb in Massachusetts with sprawling estates, conservation land, and absolute privacy

Best For

  • βœ“Ultra-luxury buyers
  • βœ“Privacy seekers
  • βœ“Land lovers
  • βœ“Old money

Avoid If

  • βœ—You need walkability
  • βœ—You want diversity
  • βœ—You're not worth $10M+

🌟Highlights

🏑Median lot size over 2 acres
🌲60% conservation land
🏫Top 3 schools in state
πŸ”’Ultimate privacy and exclusivity

Insider Tips

  • πŸ’‘Case estates area is most exclusive
  • πŸ’‘No sidewalks by design (privacy)
  • πŸ’‘Property taxes fund incredible schools and services

Demographics

Population
12,046
Median Age
44.9
Median Income
$335,706

Economic Profile

Remote Work
24.6%
work from home
Professional Workers
79.9%
knowledge economy
Broadband Access
95.7%
digital infrastructure
Homeownership
86.9%
owner-occupied
Poverty Rate
5.4%
below poverty line
Median Home Value
$1434K
Census estimate
Data source: Census ACS 2022 5-year

Religious Community

Places of Worship
7
Churches
7
Historical Context: Oldest establishment dates to 1830β€’ 2 established before 1900
Data Source: MassGIS 2025 (Updated 2025-02-03)

Housing Stock Age

Median Year Built
1958
67 years old
Pre-1940 Construction
23.2%
⚠️ Higher insurance risk
Post-2000 Construction
24.5%
Modern housing stock
Est. Annual Insurance
$2,505
Based on housing age

Moderate Insurance Risk

Median home built in 1958. Insurance premiums estimated at $2,505/year. Some older homes may require system updates (electrical, plumbing, HVAC).

Insurance Cost Calculator

Estimate your annual homeowners insurance premium

$1,075,000$2,150,000$4,300,000

Leave blank to use town median (1958)

Annual Premium
$2,505
$209/month
vs. State Average
+25%
MA avg: $2,008/year
Risk Category
HIGH
Based on home age

30-Year Mortgage Impact

$75,150

Total insurance cost over 30-year mortgage (equivalent to 0.1% of home value)

Age Penalty

This home costs $894 more per year to insure than a newly built home. Over 30 years, that's $26,820 in additional insurance costs.

Ways to Lower Your Premium

  • Bundle home + auto insurance with same carrier (10-25% discount)
  • Increase deductible from $500 to $2,500 (save 15-30%)
  • Install monitored security system (5-20% discount)
  • Update electrical panel and remove knob-and-tube wiring
  • Replace roof with impact-resistant materials (save 5-15%)
  • Upgrade plumbing to PEX or copper
  • Complete full home inspection and address major issues
  • Consider MAPFRE or Chubb for historic home coverage
  • Shop quotes from 5-6 carriers (rates vary significantly)
  • Ask about claims-free discount (5-year history)

* Estimates based on Massachusetts state averages and typical underwriting criteria. Actual premiums vary by carrier, coverage limits, deductible, claims history, and credit score. For accurate quotes, contact a licensed insurance agent.

Construction Era Distribution

2020+
55 units
2010-2019
9%
380 units
2000-2009
14.8%
620 units
1990-1999
17.9%
750 units
1980-1989
20.2%
850 units
1970-1979
21.4%
900 units
1960-1969
17.9%
750 units
1950-1959
13.8%
580 units
1940-1949
8.1%
340 units
Pre-1940
23.2%
975 units
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