Properties in Arlington typically may qualify for high-balance conforming loans, though jumbo financing might be needed depending on exact property price.
Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.
Balanced suburban life without the stuffiness
Balanced suburban community with good schools, reasonable prices, and family-friendly atmosphere
Arlington has a high concentration of pre-1940 homes (11.6%). Insurance premiums may be significantly higher ($2,800-$4,000+/year) and some carriers may decline coverage. Budget for potential remediation costs (knob-and-tube wiring, asbestos, lead paint).
Estimate your annual homeowners insurance premium
Leave blank to use town median (1948)
Total insurance cost over 30-year mortgage (equivalent to 0.3% of home value)
This home costs $1,189 more per year to insure than a newly built home. Over 30 years, that's $35,670 in additional insurance costs.
* Estimates based on Massachusetts state averages and typical underwriting criteria. Actual premiums vary by carrier, coverage limits, deductible, claims history, and credit score. For accurate quotes, contact a licensed insurance agent.
Compare 48 high schools by SAT scores, MCAS proficiency & college enrollment
Break-even math, SALT cap impacts & decision framework for Boston buyers
© 2025 Boston Property Navigator. All rights reserved.
For informational purposes only. Not professional real estate, financial, or legal advice.