Properties in Needham typically require jumbo financing with stricter underwriting, larger down payments (20โ25%+), and higher reserve requirements.
Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.
Welcoming community where kids ride bikes to school
Family-friendly suburb with excellent schools, safe neighborhoods, and strong community
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For informational purposes only. Not professional real estate, financial, or legal advice.