Properties in Westwood typically require jumbo financing with stricter underwriting, larger down payments (20–25%+), and higher reserve requirements.
Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.
Premium suburban value proposition—exceptional schools (#16 in MA) and unmatched commuter rail infrastructure without the ultra-luxury price tag. Family-focused, car-dependent, and designed for the serious Boston commuter.
Westwood is where smart money goes for the best school-to-commute ratio in Greater Boston. Route 128 Amtrak station (23rd busiest nationally) delivers 25-30 minute predictable train rides unaffected by highway traffic. You get top-20 schools, spacious 0.52-acre average lots (64% larger than county), and crime rates 53% below national averages—all at 20-30% savings vs Lexington/Winchester. Trade-offs: car-dependent, recent school ranking slip (#12→#20), and limited dining/nightlife.
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