Quincy
"City of Presidents with the best dim sum north of Chinatown"
Editorial median as of February 3, 2025. 70 closed single-family sales in 2026, through October 23, 2026.
Home Values in Quincy, MA
The median home price in Quincy, MA is $660,000, with homes trading at $485/sqft. Home values in Quincy have appreciated at roughly 3.7% per year, reflecting steady demand and limited inventory typical of Greater Boston suburbs.
Census estimated median home value: $563K (ACS 2022 5-year). Current market prices typically run higher due to post-2022 appreciation.
Financing Considerations
Properties in Quincy typically typically qualify for conforming loans with more flexible underwriting standards.
Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.
The Vibe
Urban-suburban mashup where historic New England meets thriving Asian-American culture and affordable access to Boston
What It's Really Like
Most diverse South Shore town with 29% Asian population—the food scene alone is worth it. Marina Bay is booming, and you're on the Red Line without Cambridge prices.
Best For
- ✓First-time buyers wanting Red Line access under $700K
- ✓Asian-American families seeking cultural community
- ✓Foodies who worship at the altar of authentic dim sum
- ✓Commuters who hate driving and love the T
Avoid If
- ✗You want quiet suburbs with white picket fences
- ✗Top schools are your #1 priority
- ✗You prefer homogeneous communities
Highlights
Insider Tips
- Marina Bay and Squantum are the hot neighborhoods right now
- Quincy Center is gentrifying fast—get in before it's too expensive
- Best Chinese food outside of Boston Chinatown, hands down
Demographics
Source: Census ACS 2023 5-year estimates
Economic Profile
Religious Community
Housing Stock Age
Moderate Insurance Risk
Median home built in 1958. Insurance premiums estimated at $2,505/year. Some older homes may require system updates (electrical, plumbing, HVAC).
Insurance Cost Calculator
Estimate your annual homeowners insurance premium
Leave blank to use town median (1958)
30-Year Mortgage Impact
Total insurance cost over 30-year mortgage (equivalent to 0.4% of home value)
Age Penalty
This home costs $769 more per year to insure than a newly built home. Over 30 years, that's $23,070 in additional insurance costs.
Ways to Lower Your Premium
- Bundle home + auto insurance with same carrier (10-25% discount)
- Increase deductible from $500 to $2,500 (save 15-30%)
- Install monitored security system (5-20% discount)
- Update electrical panel and remove knob-and-tube wiring
- Replace roof with impact-resistant materials (save 5-15%)
- Upgrade plumbing to PEX or copper
- Complete full home inspection and address major issues
- Consider MAPFRE or Chubb for historic home coverage
* Estimates based on Massachusetts state averages and typical underwriting criteria. Actual premiums vary by carrier, coverage limits, deductible, claims history, and credit score. For accurate quotes, contact a licensed insurance agent.
Construction Era Distribution
Resources & Research
School Information
Compare 48 high schools by SAT scores, MCAS proficiency & college enrollment
Market Analysis
Recent sales data, price drivers, and market trends for Quincy
Vote on what live Quincy listings will actually close for — shareable price checkpoints
Break-even math, SALT cap impacts & decision framework for Boston buyers
Ready to Find Your Perfect Property in Quincy?
Compare this town with others, or look through homes that have already sold here.
Property report for an address in Quincy
Enter a street address in Quincy. The free preview shows closed-sales coverage for that town; the full printable report adds comps, a town summary, risk flags, and an AI write-up.