🛍️

Natick

28 min to Boston
"Where everyone goes to the mall but pretends they don't"
Median Price
$820,000
$343/sqft
School Rating
8.7/10
Great
Appreciation
4.1%
per year
Commute
28 min
to downtown

Financing Considerations

Properties in Natick typically may qualify for high-balance conforming loans, though jumbo financing might be needed depending on exact property price.

Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.

The Vibe

Suburban convenience meets shopping mecca

What It's Really Like

Practical MetroWest suburb centered around Natick Mall with solid schools and central location

Best For

  • Families who love shopping
  • MetroWest workers
  • Practical suburbanites
  • Value + schools

Avoid If

  • You hate traffic
  • You want prestige
  • You despise malls

🌟Highlights

🛍️Natick Mall and Shopper's World
🚂Commuter rail (multiple stops)
🏫Solid schools without Wellesley taxes
🚗Easy access to Mass Pike and Route 9

Insider Tips

  • 💡South Natick near water is most desirable
  • 💡Route 9 traffic is brutal, plan accordingly
  • 💡Better value than Wellesley next door

Demographics

Population
36,520
Median Age
43.0
Median Income
$178,944

Economic Profile

Remote Work
20.9%
work from home
Professional Workers
67.2%
knowledge economy
Broadband Access
94.3%
digital infrastructure
Homeownership
68.0%
owner-occupied
Poverty Rate
4.6%
below poverty line
Median Home Value
$710K
Census estimate
Data source: Census ACS 2022 5-year

Religious Community

Places of Worship
13
Churches
11
Synagogues
2
🌟 Multi-faith community with diverse religious traditions(Diversity Score: 39/100)
Historical Context: Oldest establishment dates to 16514 established before 1900
Data Source: MassGIS 2025 (Updated 2025-02-03)

Housing Stock Age

Median Year Built
1958
67 years old
Pre-1940 Construction
8%
Lower risk
Post-2000 Construction
20%
Modern housing stock
Est. Annual Insurance
$2,505
Based on housing age

Moderate Insurance Risk

Median home built in 1958. Insurance premiums estimated at $2,505/year. Some older homes may require system updates (electrical, plumbing, HVAC).

Insurance Cost Calculator

Estimate your annual homeowners insurance premium

$410,000$820,000$1,640,000

Leave blank to use town median (1958)

Annual Premium
$2,505
$209/month
vs. State Average
+25%
MA avg: $2,008/year
Risk Category
HIGH
Based on home age

30-Year Mortgage Impact

$75,150

Total insurance cost over 30-year mortgage (equivalent to 0.3% of home value)

Age Penalty

This home costs $894 more per year to insure than a newly built home. Over 30 years, that's $26,820 in additional insurance costs.

Ways to Lower Your Premium

  • Bundle home + auto insurance with same carrier (10-25% discount)
  • Increase deductible from $500 to $2,500 (save 15-30%)
  • Install monitored security system (5-20% discount)
  • Update electrical panel and remove knob-and-tube wiring
  • Replace roof with impact-resistant materials (save 5-15%)
  • Upgrade plumbing to PEX or copper
  • Complete full home inspection and address major issues
  • Consider MAPFRE or Chubb for historic home coverage
  • Shop quotes from 5-6 carriers (rates vary significantly)
  • Ask about claims-free discount (5-year history)

* Estimates based on Massachusetts state averages and typical underwriting criteria. Actual premiums vary by carrier, coverage limits, deductible, claims history, and credit score. For accurate quotes, contact a licensed insurance agent.

Construction Era Distribution

2020+
135 units
2010-2019
7.2%
1,050 units
2000-2009
12.1%
1,750 units
1990-1999
14.1%
2,050 units
1980-1989
15.9%
2,300 units
1970-1979
17.6%
2,550 units
1960-1969
16.2%
2,350 units
1950-1959
13.8%
2,000 units
1940-1949
7.9%
1,150 units
Pre-1940
8%
1,165 units
Loading transit information...

Ready to Find Your Perfect Property in Natick?

Get instant property analysis and neighborhood comparisons

Discover Your Perfect Boston Town

Investment Analysis
School Research
Risk Assessment
Market Intelligence

© 2025 Boston Property Navigator. All rights reserved.

For informational purposes only. Not professional real estate, financial, or legal advice.