Home Values in Hull, MA
The average home price in Hull, MA is approximately $632,000 (median), with homes trading at $420/sqft. Home values in Hull have appreciated at roughly -3.6% per year, reflecting a more price-sensitive market — buyers may find better negotiating leverage here.
Census estimated median home value: $564K (ACS 2022 5-year). Current market prices typically run higher due to post-2022 appreciation.
✨The Vibe
Unique peninsula community on Boston Harbor with no direct land route to city. Famous Nantasket Beach resort destination with stunning waterfront views and densely populated summer community character.
What It's Really Like
Hull is Boston's beach town—literally a peninsula with no direct land connection, famous Nantasket Beach, and the kind of quirky coastal character you can't fake.
Best For
- ✓Beach lovers seeking unique waterfront lifestyle
- ✓Summer resort enthusiasts
- ✓Those who embrace car-free beach living
- ✓Buyers wanting authentic coastal character
Avoid If
- ✗You need quick easy Boston access (50 min via ferry/car)
- ✗You want year-round amenities
- ✗You prefer quiet suburban streets
🌟Highlights
Insider Tips
- 💡Summer tourism brings crowds—winter is quiet
- 💡Nantasket Beach Reservation is gem of South Shore
- 💡Unique commute via Hingham or ferry limits appeal
Demographics
Source: Census ACS 2023 5-year estimates
Economic Profile
Religious Community
Housing Stock Age
Moderate Insurance Risk
Median home built in 1952. Insurance premiums estimated at $2,505/year. Some older homes may require system updates (electrical, plumbing, HVAC).
Insurance Cost Calculator
Estimate your annual homeowners insurance premium
Leave blank to use town median (1952)
30-Year Mortgage Impact
Total insurance cost over 30-year mortgage (equivalent to 0.5% of home value)
Age Penalty
This home costs $1,520 more per year to insure than a newly built home. Over 30 years, that's $45,600 in additional insurance costs.
Ways to Lower Your Premium
- Bundle home + auto insurance with same carrier (10-25% discount)
- Increase deductible from $500 to $2,500 (save 15-30%)
- Install monitored security system (5-20% discount)
- Update electrical panel and remove knob-and-tube wiring
- Replace roof with impact-resistant materials (save 5-15%)
- Upgrade plumbing to PEX or copper
- Complete full home inspection and address major issues
- Consider MAPFRE or Chubb for historic home coverage
- Shop quotes from 5-6 carriers (rates vary significantly)
- Ask about claims-free discount (5-year history)
* Estimates based on Massachusetts state averages and typical underwriting criteria. Actual premiums vary by carrier, coverage limits, deductible, claims history, and credit score. For accurate quotes, contact a licensed insurance agent.
Construction Era Distribution
Resources & Research
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Market Analysis
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