🌲

Holliston

42 min to Boston
"Quiet MetroWest value with good schools and small-town feel"
Median Price
$725,000
$395/sqft
School Rating
8.4/10
Great
Appreciation
4.2%
per year
Commute
42 min
to downtown

Home Values in Holliston, MA

The average home price in Holliston, MA is approximately $725,000 (median), with homes trading at $395/sqft. Home values in Holliston have appreciated at roughly 4.2% per year, reflecting strong ongoing demand from buyers prioritizing schools and commute access.

Census estimated median home value: $588K (ACS 2022 5-year). Current market prices typically run higher due to post-2022 appreciation.

Financing Considerations

Properties in Holliston typically typically qualify for conforming loans with more flexible underwriting standards.

Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.

The Vibe

Quiet MetroWest suburb with good schools, rural character, and family-friendly small-town atmosphere

What It's Really Like

Holliston is MetroWest's quiet achiever—good schools (8.0/10), small-town character, conservation land, and you're not paying Wayland premiums.

Best For

  • Families wanting MetroWest value
  • Small-town atmosphere seekers
  • School quality on a budget
  • Nature and conservation lovers

Avoid If

  • You need quick Boston access
  • You want urban amenities
  • You prefer walkable downtowns

🌟Highlights

🏫Good schools (8.0/10) at value pricing
🌲Conservation land and rural character
🏘️Authentic small-town New England feel
💰MetroWest value play

Insider Tips

  • 💡Lake Winthrop is summer recreation hub
  • 💡Downtown has local charm without pretension
  • 💡Route 495 corridor makes tech commutes easier

Demographics

Population
15,000
Median Age
42
Median Income
$135,000

Source: Census ACS 2023 5-year estimates

Economic Profile

Remote Work
23.2%
work from home
Professional Workers
59.5%
knowledge economy
Broadband Access
94.1%
digital infrastructure
Homeownership
87.9%
owner-occupied
Poverty Rate
3.0%
below poverty line
Median Home Value
$588K
Census estimate
Data source: Census ACS 2022 5-year

Religious Community

Places of Worship
6
Churches
5
Synagogues
1
Multi-faith community with diverse religious traditions(Diversity Score: 41/100)
Historical Context: Oldest establishment dates to 17282 established before 1900
Data Source: MassGIS 2025 (Updated 2025-02-03)

Housing Stock Age

Median Year Built
1974
52 years old
Pre-1940 Construction
5.9%
Lower risk
Post-2000 Construction
24.3%
Modern housing stock
Est. Annual Insurance
$2,200
Based on housing age

Moderate Insurance Risk

Median home built in 1974. Insurance premiums estimated at $2,200/year. Some older homes may require system updates (electrical, plumbing, HVAC).

Insurance Cost Calculator

Estimate your annual homeowners insurance premium

$362,500$725,000$1,450,000

Leave blank to use town median (1974)

Annual Premium
$2,150
$179/month
vs. State Average
+7%
MA avg: $2,008/year
Risk Category
HIGH
Based on home age

30-Year Mortgage Impact

$64,500

Total insurance cost over 30-year mortgage (equivalent to 0.3% of home value)

Age Penalty

This home costs $539 more per year to insure than a newly built home. Over 30 years, that's $16,170 in additional insurance costs.

Ways to Lower Your Premium

  • Bundle home + auto insurance with same carrier (10-25% discount)
  • Increase deductible from $500 to $2,500 (save 15-30%)
  • Install monitored security system (5-20% discount)
  • Update electrical panel and remove knob-and-tube wiring
  • Replace roof with impact-resistant materials (save 5-15%)
  • Upgrade plumbing to PEX or copper
  • Complete full home inspection and address major issues
  • Consider MAPFRE or Chubb for historic home coverage

* Estimates based on Massachusetts state averages and typical underwriting criteria. Actual premiums vary by carrier, coverage limits, deductible, claims history, and credit score. For accurate quotes, contact a licensed insurance agent.

Construction Era Distribution

2020+
80 units
2010-2019
9%
520 units
2000-2009
14.1%
820 units
1990-1999
16.4%
950 units
1980-1989
18.1%
1,050 units
1970-1979
19%
1,100 units
1960-1969
15.9%
920 units
1950-1959
11.7%
680 units
1940-1949
5.9%
340 units
Pre-1940
5.9%
340 units
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