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Hanson

38 min to Boston
"Quiet inland value with commuter rail access"
Median Price
$570,000
$399/sqft
School Rating
6/10
Good
Appreciation
3%
per year
Commute
38 min
to downtown

Financing Considerations

Properties in Hanson typically typically qualify for conforming loans with more flexible underwriting standards.

Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.

✨The Vibe

Quiet inland South Shore town with family-friendly character and affordable pricing. Shares Whitman-Hanson Regional School District, commuter rail access, residential suburban feel good for families seeking value.

What It's Really Like

Hanson is quiet, affordable, and suburban in the best sense—families, yards, commuter rail access, and prices that won't give you sticker shock.

Best For

  • ✓Budget-conscious families with long commute tolerance
  • ✓First-time buyers seeking value
  • ✓Families wanting quiet suburban life
  • ✓Those prioritizing affordability over location

Avoid If

  • ✗You need quick Boston access (38+ min)
  • ✗You want coastal access or amenities
  • ✗You prefer walkable urban areas

🌟Highlights

💰Affordable at $570K median
🚉Commuter rail access available
🏘️Quiet, family-friendly neighborhoods
🏫Shares Whitman-Hanson school district

Insider Tips

  • 💡Commuter rail makes 38-minute commute tolerable
  • 💡Residential suburban feel without pretension
  • 💡Good value for families on a budget

Demographics

Population
10,600
Median Age
41
Median Income
$112,000

Economic Profile

Remote Work
7.7%
work from home
Professional Workers
48.1%
knowledge economy
Broadband Access
90.8%
digital infrastructure
Median Commute
34 min
to work
Rental Cost Burden
0.0%
pay >30% on rent
Homeownership
100.0%
owner-occupied
Poverty Rate
1.8%
below poverty line
Unemployment
5.8%
of labor force
Median Home Value
$460K
Census estimate
Data source: Census ACS 2022 5-year

Religious Community

Places of Worship
2
Churches
2
Historical Context: Oldest establishment dates to 1812• 1 established before 1900
Data Source: MassGIS 2025 (Updated 2025-02-03)

Housing Stock Age

Median Year Built
1968
57 years old
Pre-1940 Construction
11.3%
Lower risk
Post-2000 Construction
23.3%
Modern housing stock
Est. Annual Insurance
$2,200
Based on housing age

Moderate Insurance Risk

Median home built in 1968. Insurance premiums estimated at $2,200/year. Some older homes may require system updates (electrical, plumbing, HVAC).

Insurance Cost Calculator

Estimate your annual homeowners insurance premium

$285,000$570,000$1,140,000

Leave blank to use town median (1968)

Annual Premium
$2,200
$183/month
vs. State Average
+10%
MA avg: $2,008/year
Risk Category
HIGH
Based on home age

30-Year Mortgage Impact

$66,000

Total insurance cost over 30-year mortgage (equivalent to 0.4% of home value)

Age Penalty

This home costs $589 more per year to insure than a newly built home. Over 30 years, that's $17,670 in additional insurance costs.

Ways to Lower Your Premium

  • Bundle home + auto insurance with same carrier (10-25% discount)
  • Increase deductible from $500 to $2,500 (save 15-30%)
  • Install monitored security system (5-20% discount)
  • Update electrical panel and remove knob-and-tube wiring
  • Replace roof with impact-resistant materials (save 5-15%)
  • Upgrade plumbing to PEX or copper
  • Complete full home inspection and address major issues
  • Consider MAPFRE or Chubb for historic home coverage

* Estimates based on Massachusetts state averages and typical underwriting criteria. Actual premiums vary by carrier, coverage limits, deductible, claims history, and credit score. For accurate quotes, contact a licensed insurance agent.

Construction Era Distribution

2020+
55 units
2010-2019
8.3%
350 units
2000-2009
13.8%
580 units
1990-1999
16.2%
680 units
1980-1989
17.9%
750 units
1970-1979
19%
800 units
1960-1969
16.2%
680 units
1950-1959
12.4%
520 units
1940-1949
7.4%
310 units
Pre-1940
11.3%
475 units
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Resources & Research

School Information

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Market Analysis

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Insurance & Risk

MA Insurance Crisis Guide →

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Home Buying Terms

Real Estate Glossary →

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View All Market Guides & Analysis →

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