Home Values in Braintree, MA
The average home price in Braintree, MA is approximately $658,750 (median), with homes trading at $425/sqft. Home values in Braintree have appreciated at roughly 4.3% per year, reflecting strong ongoing demand from buyers prioritizing schools and commute access.
Census estimated median home value: $597K (ACS 2022 5-year). Current market prices typically run higher due to post-2022 appreciation.
✨The Vibe
Practical South Shore suburb with T access and shopping convenience
What It's Really Like
Braintree is South Shore practicality—Red Line end, massive mall, decent schools, and you're getting house with yard for Somerville condo money.
Best For
- ✓South Shore commuters needing Red Line
- ✓Families wanting space and T access
- ✓Those who love South Shore Mall
- ✓Value seekers wanting transit options
Avoid If
- ✗You want top schools or prestige
- ✗You hate traffic and strip malls
- ✗You need quick Boston access
🌟Highlights
Insider Tips
- 💡East Braintree near Weymouth is quieter
- 💡Red Line ride is long (45+ minutes to downtown)
- 💡Five Corners area has good restaurants and character
Demographics
Source: Census ACS 2023 5-year estimates
Economic Profile
Religious Community
Housing Stock Age
Moderate Insurance Risk
Median home built in 1958. Insurance premiums estimated at $2,505/year. Some older homes may require system updates (electrical, plumbing, HVAC).
Insurance Cost Calculator
Estimate your annual homeowners insurance premium
Leave blank to use town median (1958)
30-Year Mortgage Impact
Total insurance cost over 30-year mortgage (equivalent to 0.4% of home value)
Age Penalty
This home costs $894 more per year to insure than a newly built home. Over 30 years, that's $26,820 in additional insurance costs.
Ways to Lower Your Premium
- Bundle home + auto insurance with same carrier (10-25% discount)
- Increase deductible from $500 to $2,500 (save 15-30%)
- Install monitored security system (5-20% discount)
- Update electrical panel and remove knob-and-tube wiring
- Replace roof with impact-resistant materials (save 5-15%)
- Upgrade plumbing to PEX or copper
- Complete full home inspection and address major issues
- Consider MAPFRE or Chubb for historic home coverage
- Shop quotes from 5-6 carriers (rates vary significantly)
- Ask about claims-free discount (5-year history)
* Estimates based on Massachusetts state averages and typical underwriting criteria. Actual premiums vary by carrier, coverage limits, deductible, claims history, and credit score. For accurate quotes, contact a licensed insurance agent.
Construction Era Distribution
Resources & Research
School Information
Compare 48 high schools by SAT scores, MCAS proficiency & college enrollment
Market Analysis
Break-even math, SALT cap impacts & decision framework for Boston buyers