How many towns and neighborhoods are included?

We cover 115 Greater Boston communities: 93 independent towns plus 22 Boston neighborhoods. Each has a detailed profile with school ratings, median home prices, commute times, and community character insights.

What is the best school district in the Boston area?

The best school districts in the Greater Boston area include: 1. Weston (9.5/10 rating, $2.15M median home price); 2. Sherborn (9.4/10 rating, $1.35M median home price); 3. Boxborough (9.4/10 rating, $1.03M median home price); 4. Concord (9.3/10 rating, $1.95M median home price); 5. Hopkinton (9.3/10 rating, $925K median home price). These ratings are based on public school performance, test scores, college readiness, and student progress data.

How do you rate schools?

School ratings (1-10 scale) combine multiple factors: public high school SAT/MCAS scores, college enrollment rates, student-teacher ratios, and GreatSchools data. We also note private school availability for families considering independent education.

What's the difference between towns and Boston neighborhoods?

Towns are independent municipalities with their own governments and school districts (e.g., Newton, Brookline, Lexington). Boston neighborhoods are districts within the city of Boston proper (e.g., Back Bay, Beacon Hill, Jamaica Plain) that share Boston Public Schools.

Can I filter by price range?

Yes. Use the price filter to see communities under $1M, $1M-$2M, or over $2M median home price. You can also sort by lowest/highest price to find the most affordable or prestigious options.

How are median home prices calculated?

Median prices represent the middle point of recent single-family home sales in each community, typically based on 12-24 months of transaction data. Prices are updated quarterly and exclude condos, multi-family, and luxury outliers to reflect typical buyer experience.

Boston Property Navigator

Find Your Perfect Town

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Wilmington

32 min to Boston

"The sleeping giant awakens—half the price of Winchester with twice the investment momentum"

Median Price

$765,000

$431/sqft

School Rating

8/10

Great

Appreciation

4.2%

per year

Commute

32 min

to downtown

Home Values in Wilmington, MA

The average home price in Wilmington, MA is approximately $765,000 (median), with homes trading at $431/sqft. Home values in Wilmington have appreciated at roughly 4.2% per year, reflecting strong ongoing demand from buyers prioritizing schools and commute access.

Census estimated median home value: $615K (ACS 2022 5-year). Current market prices typically run higher due to post-2022 appreciation.

Financing Considerations

Properties in Wilmington typically typically qualify for conforming loans with more flexible underwriting standards.

Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.

✨The Vibe

A town in the midst of a calculated ascent—trading on solid fundamentals while executing a $190M+ master plan to modernize schools, transit, and community infrastructure. Smart money is watching.

What It's Really Like

Wilmington is what happens when a competent town government looks in the mirror and decides to build the future rather than coast on the past. With $173M in new schools, a brand-new senior center, upgraded commuter rail, and a 20-year facility master plan, this is a municipality that has done the homework. Homes sell in 18 days, 3 offers deep, at 102% of asking. The market has noticed—the question is whether you have.

Best For

✓Families priced out of Winchester/Lexington seeking revenge arbitrage
✓Route 128 corridor professionals who value data over prestige
✓Investors who buy the rumor and sell the news
✓Strategic buyers who recognize municipal competence

Avoid If

✗You need A+ elite schools right now (currently B+, but improving)
✗You require established cachet for dinner party bragging rights
✗You're allergic to construction cranes and progress

🌟Highlights

🏫$173M Wildwood Elementary Project—state-of-the-art PreK-5 school opening 2028

🚆Two commuter rail stations (Lowell & Haverhill lines) + four I-93 exits

💰Half the price of Winchester ($765K vs $1.4M), better tax rate than Tewksbury

📊Market velocity: 18-day median DOM, homes selling 1-2.4% above asking

🎯Price per sq ft up 6.2% YoY—leading indicator of value repricing

⚡New North Wilmington station eliminates Route 62 traffic nightmare

Insider Tips

💡The Wildwood Project is the key—$62M state grant validates the plan, opening 2028
💡East Side ($698K) and Downtown ($656K) are value plays; Woodville/Montrose ($830K) are premium
💡Property tax rate of $11.45 beats both Tewksbury ($13.39) and Lexington ($12.23)
💡Multiple-offer environment is standard—budget 2-3% above list price
💡Silver Lake and "Fun on the Fourth" festival signal strong community identity
💡This is the pre-appreciation window—buy before the new school opens and the market reprices

Demographics

Population

23,153

Median Age

43.0

Median Income

$158,985

Source: Census ACS 2024 5-year estimates

Is Wilmington Safe?

Very Safe - Well below MA average

Violent Crime Rate

0.5

per 1,000 residents

MA average: ~3.4 per 1,000

Property Crime Rate

4.5

per 1,000 residents

MA average: ~15 per 1,000

Source: FBI (2024)

Economic Profile

Remote Work

13.7%

work from home

Professional Workers

53.2%

knowledge economy

Broadband Access

95.9%

digital infrastructure

Median Commute

30 min

to work

Rental Cost Burden

48.7%

pay >30% on rent

Homeownership

85.8%

owner-occupied

Poverty Rate

2.5%

below poverty line

Unemployment

4.4%

of labor force

Median Home Value

$615K

Census estimate

Data source: Census ACS 2022 5-year

Religious Community

Places of Worship

Churches

Historical Context: Oldest establishment dates to 1928

Data Source: MassGIS 2025 (Updated 2025-02-03)

Housing Stock Age

Median Year Built

1968

58 years old

Pre-1940 Construction

5.7%

Lower risk

Post-2000 Construction

22.3%

Modern housing stock

Est. Annual Insurance

$2,200

Based on housing age

Moderate Insurance Risk

Median home built in 1968. Insurance premiums estimated at $2,200/year. Some older homes may require system updates (electrical, plumbing, HVAC).

Insurance Cost Calculator

Estimate your annual homeowners insurance premium

Home Value

$382,500$765,000$1,530,000

Year Built (Optional)

Leave blank to use town median (1968)

Annual Premium

$2,200

$183/month

vs. State Average

+10%

MA avg: $2,008/year

Risk Category

HIGH

Based on home age

30-Year Mortgage Impact

$66,000

Total insurance cost over 30-year mortgage (equivalent to 0.3% of home value)

Age Penalty

This home costs $589 more per year to insure than a newly built home. Over 30 years, that's $17,670 in additional insurance costs.

Ways to Lower Your Premium

Bundle home + auto insurance with same carrier (10-25% discount)
Increase deductible from $500 to $2,500 (save 15-30%)
Install monitored security system (5-20% discount)
Update electrical panel and remove knob-and-tube wiring
Replace roof with impact-resistant materials (save 5-15%)
Upgrade plumbing to PEX or copper
Complete full home inspection and address major issues
Consider MAPFRE or Chubb for historic home coverage

* Estimates based on Massachusetts state averages and typical underwriting criteria. Actual premiums vary by carrier, coverage limits, deductible, claims history, and credit score. For accurate quotes, contact a licensed insurance agent.