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Wilmington

32 min to Boston

"The sleeping giant awakens—half the price of Winchester with twice the investment momentum"

Median Price

$765,000

$431/sqft

School Rating

7.5/10

Good

Appreciation

4.2%

per year

Commute

32 min

to downtown

Financing Considerations

Properties in Wilmington typically typically qualify for conforming loans with more flexible underwriting standards.

Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.

✨The Vibe

A town in the midst of a calculated ascent—trading on solid fundamentals while executing a $190M+ master plan to modernize schools, transit, and community infrastructure. Smart money is watching.

What It's Really Like

Wilmington is what happens when a competent town government looks in the mirror and decides to build the future rather than coast on the past. With $173M in new schools, a brand-new senior center, upgraded commuter rail, and a 20-year facility master plan, this is a municipality that has done the homework. Homes sell in 18 days, 3 offers deep, at 102% of asking. The market has noticed—the question is whether you have.

Best For

✓Families priced out of Winchester/Lexington seeking revenge arbitrage
✓Route 128 corridor professionals who value data over prestige
✓Investors who buy the rumor and sell the news
✓Strategic buyers who recognize municipal competence

Avoid If

✗You need A+ elite schools right now (currently B+, but improving)
✗You require established cachet for dinner party bragging rights
✗You're allergic to construction cranes and progress

🌟Highlights

🏫$173M Wildwood Elementary Project—state-of-the-art PreK-5 school opening 2028

🚆Two commuter rail stations (Lowell & Haverhill lines) + four I-93 exits

💰Half the price of Winchester ($765K vs $1.4M), better tax rate than Tewksbury

📊Market velocity: 18-day median DOM, homes selling 1-2.4% above asking

🎯Price per sq ft up 6.2% YoY—leading indicator of value repricing

⚡New North Wilmington station eliminates Route 62 traffic nightmare

Insider Tips

💡The Wildwood Project is the key—$62M state grant validates the plan, opening 2028
💡East Side ($698K) and Downtown ($656K) are value plays; Woodville/Montrose ($830K) are premium
💡Property tax rate of $11.45 beats both Tewksbury ($13.39) and Lexington ($12.23)
💡Multiple-offer environment is standard—budget 2-3% above list price
💡Silver Lake and "Fun on the Fourth" festival signal strong community identity
💡This is the pre-appreciation window—buy before the new school opens and the market reprices