BPN

🏖️

Weymouth

33 min to Boston
"Most affordable South Shore access to Boston Harbor beaches"
Median Price
$620,000
$410/sqft
School Rating
5/10
Good
Appreciation
28%
per year
Commute
33 min
to downtown

Financing Considerations

Properties in Weymouth typically typically qualify for conforming loans with more flexible underwriting standards.

Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.

✨The Vibe

Working-class coastal community with strong Irish-American heritage, excellent MBTA commuter rail access, and family-friendly neighborhoods. Second-oldest settlement in Massachusetts with dense residential development and accessible beaches.

What It's Really Like

Weymouth offers authentic South Shore living without the price tag—commuter rail access, beaches, and real neighborhood character where families actually stay.

Best For

  • ✓First-time buyers seeking South Shore coastal access
  • ✓Working families needing affordable options
  • ✓Commuters using MBTA rail
  • ✓Beach enthusiasts on a budget

Avoid If

  • ✗You need top-rated schools
  • ✗You want prestige addresses
  • ✗You prefer suburban quiet over density

🌟Highlights

🏖️Multiple beaches on Boston Harbor
🚂Excellent commuter rail access to Boston
💰Most affordable coastal South Shore option
🏘️Dense, walkable residential neighborhoods

Insider Tips

  • 💡Weymouth Landing has best walkability and character
  • 💡East Weymouth offers quieter residential areas
  • 💡Commuter rail makes this a bargain for Boston workers

Demographics

Population
14,910
Median Age
44.7
Median Income
$115,976

Economic Profile

Remote Work
12.6%
work from home
Professional Workers
48.5%
knowledge economy
Broadband Access
89.7%
digital infrastructure
Median Commute
34 min
to work
Rental Cost Burden
51.8%
pay >30% on rent
Homeownership
68.3%
owner-occupied
Poverty Rate
6.3%
below poverty line
Unemployment
4.7%
of labor force
Median Home Value
$469K
Census estimate
Data source: Census ACS 2022 5-year

Religious Community

Places of Worship
12
Churches
12
Historical Context: Oldest establishment dates to 1623• 8 established before 1900
Data Source: MassGIS 2025 (Updated 2025-02-03)

Housing Stock Age

Median Year Built
1950
75 years old
Pre-1940 Construction
8%
Lower risk
Post-2000 Construction
18.4%
Modern housing stock
Est. Annual Insurance
$2,505
Based on housing age

Moderate Insurance Risk

Median home built in 1950. Insurance premiums estimated at $2,505/year. Some older homes may require system updates (electrical, plumbing, HVAC).

Insurance Cost Calculator

Estimate your annual homeowners insurance premium

$310,000$620,000$1,240,000

Leave blank to use town median (1950)

Annual Premium
$2,505
$209/month
vs. State Average
+25%
MA avg: $2,008/year
Risk Category
HIGH
Based on home age

30-Year Mortgage Impact

$75,150

Total insurance cost over 30-year mortgage (equivalent to 0.4% of home value)

Age Penalty

This home costs $894 more per year to insure than a newly built home. Over 30 years, that's $26,820 in additional insurance costs.

Ways to Lower Your Premium

  • Bundle home + auto insurance with same carrier (10-25% discount)
  • Increase deductible from $500 to $2,500 (save 15-30%)
  • Install monitored security system (5-20% discount)
  • Update electrical panel and remove knob-and-tube wiring
  • Replace roof with impact-resistant materials (save 5-15%)
  • Upgrade plumbing to PEX or copper
  • Complete full home inspection and address major issues
  • Consider MAPFRE or Chubb for historic home coverage
  • Shop quotes from 5-6 carriers (rates vary significantly)
  • Ask about claims-free discount (5-year history)

* Estimates based on Massachusetts state averages and typical underwriting criteria. Actual premiums vary by carrier, coverage limits, deductible, claims history, and credit score. For accurate quotes, contact a licensed insurance agent.

Construction Era Distribution

2020+
200 units
2010-2019
6.7%
1,650 units
2000-2009
11%
2,700 units
1990-1999
13.1%
3,200 units
1980-1989
14.7%
3,600 units
1970-1979
16.9%
4,150 units
1960-1969
18%
4,400 units
1950-1959
15.7%
3,850 units
1940-1949
11.4%
2,800 units
Pre-1940
8%
1,950 units
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Resources & Research

School Information

Boston Area School Rankings →

Compare 48 high schools by SAT scores, MCAS proficiency & college enrollment

Market Analysis

Rent vs Buy Analysis 2025 →

Break-even math, SALT cap impacts & decision framework for Boston buyers

Insurance & Risk

MA Insurance Crisis Guide →

Why coastal & historic homes face coverage denials (+ FAIR Plan rules)

Home Buying Terms

Real Estate Glossary →

200+ terms explained: ARM, DTI, PMI, escrow, cap rate & more

View All Market Guides & Analysis →

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🌊

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