🏖️

Swampscott

35 min to Boston
"North Shore beach access without Marblehead's pretension"
Median Price
$850,000
$480/sqft
School Rating
7.5/10
Good
Appreciation
3.4%
per year
Commute
35 min
to downtown

Financing Considerations

Properties in Swampscott typically may qualify for high-balance conforming loans, though jumbo financing might be needed depending on exact property price.

Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.

The Vibe

North Shore beach town adjacent to Marblehead but more accessible. Beautiful coastline, Fish Beach, and ocean views without the yacht club exclusivity. Family-friendly with character.

What It's Really Like

Swampscott gives you North Shore beaches without Marblehead prices or attitude. It's the friendly beach town where locals actually use Fish Beach and neighbors wave hello.

Best For

  • Beach lovers seeking value
  • Families wanting North Shore access
  • Those who love water but not sailing culture
  • Buyers seeking coastal character

Avoid If

  • You need quick Boston commute (35+ min)
  • You want prestige of Marblehead
  • You prefer urban density

🌟Highlights

🏖️Fish Beach and beautiful coastline
🌊Ocean views without yacht club fees
🏡Mix of beach cottages and family homes
💰Better value than Marblehead

Insider Tips

  • 💡Fisherman's Beach (Fish Beach) is the social center in summer
  • 💡Humphrey Street is the main drag
  • 💡Commuter rail access via Lynn

Demographics

Population
15,100
Median Age
44
Median Income
$130,000
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