🌈

Sharon

35 min to Boston
"Diverse South Shore suburb where everyone gets along"
Median Price
$850,000
$465/sqft
School Rating
8.2/10
Great
Appreciation
3.3%
per year
Commute
35 min
to downtown

Financing Considerations

Properties in Sharon typically may qualify for high-balance conforming loans, though jumbo financing might be needed depending on exact property price.

Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.

The Vibe

Notably diverse South Shore town (30%+ Asian, strong Jewish community) with excellent schools and genuine inclusivity. Family-focused, education-minded, and welcoming.

What It's Really Like

Sharon has something rare in Boston suburbs—genuine diversity. Asian families, Jewish families, all kinds of families coexist peacefully around excellent schools and community spirit.

Best For

  • Families seeking diversity and inclusion
  • Those prioritizing excellent schools
  • Buyers wanting safe suburban environment
  • Multi-cultural families

Avoid If

  • You need quick Boston access (35+ min)
  • You want urban walkability
  • You prefer coastal living

🌟Highlights

🌈Notably diverse community (30%+ Asian)
🏫Excellent schools (8.2/10 rating)
🕍Strong Jewish community presence
🌳Safe, family-oriented neighborhoods

Insider Tips

  • 💡Proximity to Stoughton means commuter rail access
  • 💡Lake Massapoag for summer recreation
  • 💡School system has strong enrichment programs

Demographics

Population
18,500
Median Age
43
Median Income
$152,000

Economic Profile

Remote Work
25.1%
work from home
Professional Workers
70.3%
knowledge economy
Broadband Access
96.7%
digital infrastructure
Median Commute
35 min
to work
Rental Cost Burden
48.6%
pay >30% on rent
Homeownership
90.8%
owner-occupied
Poverty Rate
2.0%
below poverty line
Unemployment
3.1%
of labor force
Median Home Value
$584K
Census estimate
Data source: Census ACS 2022 5-year

Religious Community

Places of Worship
13
Churches
6
Synagogues
6
Mosques
1
🌟 Multi-faith community with diverse religious traditions(Diversity Score: 83/100)
Historical Context: Oldest establishment dates to 18143 established before 1900
Data Source: MassGIS 2025 (Updated 2025-02-03)

Housing Stock Age

Median Year Built
1968
57 years old
Pre-1940 Construction
13.3%
Lower risk
Post-2000 Construction
23.1%
Modern housing stock
Est. Annual Insurance
$2,200
Based on housing age

Moderate Insurance Risk

Median home built in 1968. Insurance premiums estimated at $2,200/year. Some older homes may require system updates (electrical, plumbing, HVAC).

Insurance Cost Calculator

Estimate your annual homeowners insurance premium

$425,000$850,000$1,700,000

Leave blank to use town median (1968)

Annual Premium
$2,200
$183/month
vs. State Average
+10%
MA avg: $2,008/year
Risk Category
HIGH
Based on home age

30-Year Mortgage Impact

$66,000

Total insurance cost over 30-year mortgage (equivalent to 0.3% of home value)

Age Penalty

This home costs $589 more per year to insure than a newly built home. Over 30 years, that's $17,670 in additional insurance costs.

Ways to Lower Your Premium

  • Bundle home + auto insurance with same carrier (10-25% discount)
  • Increase deductible from $500 to $2,500 (save 15-30%)
  • Install monitored security system (5-20% discount)
  • Update electrical panel and remove knob-and-tube wiring
  • Replace roof with impact-resistant materials (save 5-15%)
  • Upgrade plumbing to PEX or copper
  • Complete full home inspection and address major issues
  • Consider MAPFRE or Chubb for historic home coverage

* Estimates based on Massachusetts state averages and typical underwriting criteria. Actual premiums vary by carrier, coverage limits, deductible, claims history, and credit score. For accurate quotes, contact a licensed insurance agent.

Construction Era Distribution

2020+
85 units
2010-2019
8.3%
600 units
2000-2009
13.6%
980 units
1990-1999
16%
1,150 units
1980-1989
18.1%
1,300 units
1970-1979
19.4%
1,400 units
1960-1969
16.7%
1,200 units
1950-1959
13.2%
950 units
1940-1949
8.1%
580 units
Pre-1940
13.3%
955 units
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