Properties in Scituate typically may qualify for high-balance conforming loans, though jumbo financing might be needed depending on exact property price.
Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.
Scenic harbor town with historic lighthouses, beautiful beaches, and strong academic programs. Affluent family-oriented community with quintessential coastal New England character and excellent college prep focus.
Scituate delivers classic coastal New England—lighthouses, beaches, great schools, and the kind of charm that makes you forget about the commute.
Median home built in 1965. Insurance premiums estimated at $2,200/year. Some older homes may require system updates (electrical, plumbing, HVAC).
Estimate your annual homeowners insurance premium
Leave blank to use town median (1965)
Total insurance cost over 30-year mortgage (equivalent to 0.3% of home value)
This home costs $1,139 more per year to insure than a newly built home. Over 30 years, that's $34,170 in additional insurance costs.
* Estimates based on Massachusetts state averages and typical underwriting criteria. Actual premiums vary by carrier, coverage limits, deductible, claims history, and credit score. For accurate quotes, contact a licensed insurance agent.
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