💰

Rockland

32 min to Boston
"Best South Shore value with strong appreciation"
Median Price
$508,000
$356/sqft
School Rating
6/10
Good
Appreciation
8%
per year
Commute
32 min
to downtown

Home Values in Rockland, MA

The average home price in Rockland, MA is approximately $508,000 (median), with homes trading at $356/sqft. Home values in Rockland have appreciated at roughly 8% per year, reflecting strong ongoing demand from buyers prioritizing schools and commute access.

Census estimated median home value: $423K (ACS 2022 5-year). Current market prices typically run higher due to post-2022 appreciation.

Financing Considerations

Properties in Rockland typically typically qualify for conforming loans with more flexible underwriting standards.

Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.

The Vibe

Affordable working-class town with rocky terrain and historic shoe factory heritage. Good value for South Shore with accessible Route 3 and commuter rail nearby, strong athletics tradition.

What It's Really Like

Rockland delivers best South Shore value—under $510K median, 8% appreciation, and working-class authenticity without pretension.

Best For

  • Budget-conscious South Shore buyers
  • First-time buyers seeking value
  • Investors looking for appreciation potential
  • Working families needing affordable options

Avoid If

  • You need top schools immediately
  • You want coastal access
  • You prefer affluent neighborhoods

🌟Highlights

💰Most affordable South Shore at $508K median
📈Strong 8% appreciation potential
🚗Easy Route 3 access for commuters
🏈Strong local athletics and community pride

Insider Tips

  • 💡Commuter rail in nearby towns helps commute
  • 💡Historic shoe factory heritage gives character
  • 💡Appreciation outpacing more expensive neighbors

Demographics

Population
17,700
Median Age
41
Median Income
$101,000

Source: Census ACS 2023 5-year estimates

Economic Profile

Remote Work
8.9%
work from home
Professional Workers
36.9%
knowledge economy
Broadband Access
86.9%
digital infrastructure
Homeownership
78.3%
owner-occupied
Poverty Rate
7.3%
below poverty line
Median Home Value
$423K
Census estimate
Data source: Census ACS 2022 5-year

Religious Community

Places of Worship
3
Churches
3
Historical Context: Oldest establishment dates to 18822 established before 1900
Data Source: MassGIS 2025 (Updated 2025-02-03)

Housing Stock Age

Median Year Built
1958
68 years old
Pre-1940 Construction
13.9%
Lower risk
Post-2000 Construction
21.1%
Modern housing stock
Est. Annual Insurance
$2,505
Based on housing age

Moderate Insurance Risk

Median home built in 1958. Insurance premiums estimated at $2,505/year. Some older homes may require system updates (electrical, plumbing, HVAC).

Insurance Cost Calculator

Estimate your annual homeowners insurance premium

$254,000$508,000$1,016,000

Leave blank to use town median (1958)

Annual Premium
$2,505
$209/month
vs. State Average
+25%
MA avg: $2,008/year
Risk Category
HIGH
Based on home age

30-Year Mortgage Impact

$75,150

Total insurance cost over 30-year mortgage (equivalent to 0.5% of home value)

Age Penalty

This home costs $894 more per year to insure than a newly built home. Over 30 years, that's $26,820 in additional insurance costs.

Ways to Lower Your Premium

  • Bundle home + auto insurance with same carrier (10-25% discount)
  • Increase deductible from $500 to $2,500 (save 15-30%)
  • Install monitored security system (5-20% discount)
  • Update electrical panel and remove knob-and-tube wiring
  • Replace roof with impact-resistant materials (save 5-15%)
  • Upgrade plumbing to PEX or copper
  • Complete full home inspection and address major issues
  • Consider MAPFRE or Chubb for historic home coverage
  • Shop quotes from 5-6 carriers (rates vary significantly)
  • Ask about claims-free discount (5-year history)

* Estimates based on Massachusetts state averages and typical underwriting criteria. Actual premiums vary by carrier, coverage limits, deductible, claims history, and credit score. For accurate quotes, contact a licensed insurance agent.

Construction Era Distribution

2020+
75 units
2010-2019
7.4%
580 units
2000-2009
12.6%
980 units
1990-1999
14.7%
1,150 units
1980-1989
16.7%
1,300 units
1970-1979
18.6%
1,450 units
1960-1969
16.7%
1,300 units
1950-1959
14.1%
1,100 units
1940-1949
10%
780 units
Pre-1940
13.9%
1,085 units
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