BPN

🏖️

Revere

35 min to Boston
"Blue Line beach town where Boston dreams meet reality"
Median Price
$650,000
$398/sqft
School Rating
5.5/10
Good
Appreciation
4.2%
per year
Commute
35 min
to downtown

Financing Considerations

Properties in Revere typically typically qualify for conforming loans with more flexible underwriting standards.

Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.

✨The Vibe

Working-class beach community with genuine diversity and improving prospects

What It's Really Like

Most affordable beach town with Blue Line access. Revere Beach is America's first public beach, and you're getting coastal living without the Marblehead price tag.

Best For

  • ✓First-time buyers wanting T access under $600K
  • ✓Beach lovers on a budget
  • ✓Families valuing diversity and community
  • ✓Investors betting on blue Line proximity

Avoid If

  • ✗Top schools are your must-have
  • ✗You need that suburban quiet
  • ✗You want prestige addresses

🌟Highlights

🏖️America's first public beach with 3-mile boardwalk
🚇Blue Line brings you to downtown Boston in 20 minutes
💰Most affordable beach community in Greater Boston
🌊Waterfront condos and improving downtown

Insider Tips

  • 💡Beachmont and Point of Pines are the best neighborhoods
  • 💡Revere Beach Blvd has seen major investment recently
  • 💡Suffolk Downs redevelopment could transform the area

Demographics

Population
58,647
Median Age
39.7
Median Income
$100,314

Economic Profile

Remote Work
7.1%
work from home
Professional Workers
31.5%
knowledge economy
Broadband Access
87.4%
digital infrastructure
Median Commute
34 min
to work
Rental Cost Burden
52.0%
pay >30% on rent
Homeownership
51.0%
owner-occupied
Poverty Rate
12.3%
below poverty line
Unemployment
7.3%
of labor force
Median Home Value
$519K
Census estimate
Data source: Census ACS 2022 5-year

Religious Community

Places of Worship
6
Churches
4
Mosques
2
🌟 Multi-faith community with diverse religious traditions(Diversity Score: 58/100)
Historical Context: Oldest establishment dates to 1877• 2 established before 1900
Data Source: MassGIS 2025 (Updated 2025-02-03)

Housing Stock Age

Median Year Built
1938
87 years old
Pre-1940 Construction
6.2%
Lower risk
Post-2000 Construction
17%
Modern housing stock
Est. Annual Insurance
$3,500
Based on housing age

High Insurance Risk

Revere has a high concentration of pre-1940 homes (6.2%). Insurance premiums may be significantly higher ($2,800-$4,000+/year) and some carriers may decline coverage. Budget for potential remediation costs (knob-and-tube wiring, asbestos, lead paint).

Insurance Cost Calculator

Estimate your annual homeowners insurance premium

$325,000$650,000$1,300,000

Leave blank to use town median (1938)

Annual Premium
$3,325
$277/month
vs. State Average
+66%
MA avg: $2,008/year
Risk Category
VERY HIGH
Based on home age

30-Year Mortgage Impact

$99,750

Total insurance cost over 30-year mortgage (equivalent to 0.5% of home value)

Age Penalty

This home costs $1,714 more per year to insure than a newly built home. Over 30 years, that's $51,420 in additional insurance costs.

Ways to Lower Your Premium

  • Bundle home + auto insurance with same carrier (10-25% discount)
  • Increase deductible from $500 to $2,500 (save 15-30%)
  • Install monitored security system (5-20% discount)
  • Update electrical panel and remove knob-and-tube wiring
  • Replace roof with impact-resistant materials (save 5-15%)
  • Upgrade plumbing to PEX or copper
  • Complete full home inspection and address major issues
  • Consider MAPFRE or Chubb for historic home coverage
  • Shop quotes from 5-6 carriers (rates vary significantly)
  • Ask about claims-free discount (5-year history)

* Estimates based on Massachusetts state averages and typical underwriting criteria. Actual premiums vary by carrier, coverage limits, deductible, claims history, and credit score. For accurate quotes, contact a licensed insurance agent.

Construction Era Distribution

2020+
200 units
2010-2019
6.2%
1,450 units
2000-2009
10.2%
2,400 units
1990-1999
12.1%
2,850 units
1980-1989
13.6%
3,200 units
1970-1979
15.7%
3,700 units
1960-1969
17%
4,000 units
1950-1959
15.3%
3,600 units
1940-1949
11.3%
2,650 units
Pre-1940
6.2%
1,450 units
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Resources & Research

School Information

Boston Area School Rankings →

Compare 48 high schools by SAT scores, MCAS proficiency & college enrollment

Market Analysis

Rent vs Buy Analysis 2025 →

Break-even math, SALT cap impacts & decision framework for Boston buyers

Insurance & Risk

MA Insurance Crisis Guide →

Why coastal & historic homes face coverage denials (+ FAIR Plan rules)

Home Buying Terms

Real Estate Glossary →

200+ terms explained: ARM, DTI, PMI, escrow, cap rate & more

View All Market Guides & Analysis →

Similar Neighborhoods

🎓

Cambridge

$1,039,750

"Where MIT nerds and Harvard snobs reluctantly share coffee shops"

🚇

Brookline

$1,025,000

"Brooklyn of Boston but you'll pay Manhattan prices"

🏡

Arlington

$1,011,000

"Not quite Cambridge prices, almost Cambridge schools"

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