Home Values in Plymouth, MA
The average home price in Plymouth, MA is approximately $825,000 (median), with homes trading at $433/sqft. Home values in Plymouth have appreciated at roughly 2% per year, reflecting steady demand and limited inventory typical of Greater Boston suburbs.
Census estimated median home value: $388K (ACS 2022 5-year). Current market prices typically run higher due to post-2022 appreciation.
Financing Considerations
Properties in Plymouth typically may qualify for high-balance conforming loans, though jumbo financing might be needed depending on exact property price.
Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.
✨The Vibe
Famous as site of first Pilgrim settlement (1620), quintessential New England historic town with Plimoth Patuxet Museums, beautiful beaches, slower pace of life, and rich history about an hour to Boston or Cape.
What It's Really Like
Plymouth is living history—literally where America began. Slower pace, beautiful beaches, and the kind of historic character that attracts tourists and families alike.
Best For
- ✓History lovers and beach enthusiasts
- ✓Retirees seeking slower pace
- ✓Those embracing tourist town character
- ✓Buyers wanting coastal New England charm
Avoid If
- ✗You commute to Boston daily (45+ min)
- ✗You need top schools
- ✗You avoid tourist destinations
🌟Highlights
Insider Tips
- 💡Tourist season brings crowds to historic areas
- 💡Beaches are less crowded than closer-in towns
- 💡About an hour to Boston or Cape—in-between location
Demographics
Source: Census ACS 2023 5-year estimates
Economic Profile
Religious Community
Housing Stock Age
Moderate Insurance Risk
Median home built in 1968. Insurance premiums estimated at $2,200/year. Some older homes may require system updates (electrical, plumbing, HVAC).
Insurance Cost Calculator
Estimate your annual homeowners insurance premium
Leave blank to use town median (1968)
30-Year Mortgage Impact
Total insurance cost over 30-year mortgage (equivalent to 0.3% of home value)
Age Penalty
This home costs $589 more per year to insure than a newly built home. Over 30 years, that's $17,670 in additional insurance costs.
Ways to Lower Your Premium
- Bundle home + auto insurance with same carrier (10-25% discount)
- Increase deductible from $500 to $2,500 (save 15-30%)
- Install monitored security system (5-20% discount)
- Update electrical panel and remove knob-and-tube wiring
- Replace roof with impact-resistant materials (save 5-15%)
- Upgrade plumbing to PEX or copper
- Complete full home inspection and address major issues
- Consider MAPFRE or Chubb for historic home coverage
* Estimates based on Massachusetts state averages and typical underwriting criteria. Actual premiums vary by carrier, coverage limits, deductible, claims history, and credit score. For accurate quotes, contact a licensed insurance agent.
Construction Era Distribution
Resources & Research
School Information
Compare 48 high schools by SAT scores, MCAS proficiency & college enrollment
Market Analysis
Break-even math, SALT cap impacts & decision framework for Boston buyers