🦞

Marshfield

35 min to Boston
"Historic coastal town with amazing beaches and dining"
Median Price
$1,120,000
$467/sqft
School Rating
7/10
Good
Appreciation
-7%
per year
Commute
35 min
to downtown

Financing Considerations

Properties in Marshfield typically may qualify for high-balance conforming loans, though jumbo financing might be needed depending on exact property price.

Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.

The Vibe

Historic coastal town named for salt marshes, featuring amazing beaches, top-notch restaurants, and quintessential South Shore living. Home to Marshfield Fair and Levitate Music Festival with beautiful boat marina.

What It's Really Like

Marshfield offers the full South Shore coastal experience—beaches, marshes, festivals, amazing food, and the kind of lifestyle where summer never really ends.

Best For

  • Families wanting coastal culture and recreation
  • Beach enthusiasts with flexible commutes
  • Foodies who love coastal dining
  • Those seeking authentic South Shore character

Avoid If

  • You need quick Boston access (35+ min)
  • You're seeking rapid appreciation
  • You want urban conveniences

🌟Highlights

🏖️Amazing beaches and coastal access
🍽️Top-notch restaurants and food scene
🎡Home to Marshfield Fair and Levitate Festival
Beautiful boat marina and sailing culture

Insider Tips

  • 💡Brant Rock is the happening beachfront neighborhood
  • 💡Green Harbor offers quieter coastal living
  • 💡Marshfield Fair is huge annual tradition

Demographics

Population
25,800
Median Age
43
Median Income
$143,000

Economic Profile

Remote Work
16.0%
work from home
Professional Workers
54.8%
knowledge economy
Broadband Access
94.1%
digital infrastructure
Median Commute
33 min
to work
Rental Cost Burden
64.4%
pay >30% on rent
Homeownership
65.5%
owner-occupied
Poverty Rate
17.5%
below poverty line
Unemployment
4.8%
of labor force
Median Home Value
$570K
Census estimate
Data source: Census ACS 2022 5-year

Religious Community

Places of Worship
7
Churches
7
Historical Context: Oldest establishment dates to 17382 established before 1900
Data Source: MassGIS 2025 (Updated 2025-02-03)

Housing Stock Age

Median Year Built
1970
55 years old
Pre-1940 Construction
9.1%
Lower risk
Post-2000 Construction
23.8%
Modern housing stock
Est. Annual Insurance
$2,200
Based on housing age

Moderate Insurance Risk

Median home built in 1970. Insurance premiums estimated at $2,200/year. Some older homes may require system updates (electrical, plumbing, HVAC).

Insurance Cost Calculator

Estimate your annual homeowners insurance premium

$560,000$1,120,000$2,240,000

Leave blank to use town median (1970)

Annual Premium
$2,688
$224/month
vs. State Average
+34%
MA avg: $2,008/year
Risk Category
HIGH
Based on home age

30-Year Mortgage Impact

$80,640

Total insurance cost over 30-year mortgage (equivalent to 0.2% of home value)

Age Penalty

This home costs $1,077 more per year to insure than a newly built home. Over 30 years, that's $32,310 in additional insurance costs.

Ways to Lower Your Premium

  • Bundle home + auto insurance with same carrier (10-25% discount)
  • Increase deductible from $500 to $2,500 (save 15-30%)
  • Install monitored security system (5-20% discount)
  • Update electrical panel and remove knob-and-tube wiring
  • Replace roof with impact-resistant materials (save 5-15%)
  • Upgrade plumbing to PEX or copper
  • Complete full home inspection and address major issues
  • Consider MAPFRE or Chubb for historic home coverage
  • Shop quotes from 5-6 carriers (rates vary significantly)
  • Ask about claims-free discount (5-year history)

* Estimates based on Massachusetts state averages and typical underwriting criteria. Actual premiums vary by carrier, coverage limits, deductible, claims history, and credit score. For accurate quotes, contact a licensed insurance agent.

Construction Era Distribution

2020+
135 units
2010-2019
8.8%
950 units
2000-2009
13.9%
1,500 units
1990-1999
16.2%
1,750 units
1980-1989
17.6%
1,900 units
1970-1979
18.5%
2,000 units
1960-1969
15.3%
1,650 units
1950-1959
11.6%
1,250 units
1940-1949
6.3%
680 units
Pre-1940
9.1%
985 units
Loading transit information...

Ready to Find Your Perfect Property in Marshfield?

Get instant property analysis and neighborhood comparisons

Discover Your Perfect Boston Town

Investment Analysis
School Research
Risk Assessment
Market Intelligence

© 2025 Boston Property Navigator. All rights reserved.

For informational purposes only. Not professional real estate, financial, or legal advice.