BPN

🌊

Lynn

32 min to Boston
"Lynn, Lynn, the city of... actually it's getting better"
Median Price
$572,250
$375/sqft
School Rating
4.5/10
Good
Appreciation
-0.1%
per year
Commute
32 min
to downtown

Financing Considerations

Properties in Lynn typically typically qualify for conforming loans with more flexible underwriting standards.

Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.

✨The Vibe

Gritty coastal city shedding its rough reputation with waterfront revival and genuine diversity

What It's Really Like

Most affordable North Shore option with beach access and improving downtown. Schools struggle, but you're getting a 3-bedroom house for what a Cambridge parking spot costs.

Best For

  • ✓First-time buyers who need affordability NOW
  • ✓Families who value diversity over test scores
  • ✓Investors betting on gentrification (it's slowly happening)
  • ✓Beach lovers who can't afford Marblehead

Avoid If

  • ✗Top schools are non-negotiable for your kids
  • ✗You're scared by urban grittiness or old reputations
  • ✗You need that suburban cul-de-sac feel

🌟Highlights

🏖️First public beach in Massachusetts with miles of coastline
🚇Direct commuter rail to North Station in 30-40 minutes
🎨Growing arts scene in revitalized downtown
💰Most affordable coastal option on the North Shore

Insider Tips

  • 💡Stick to waterfront areas and downtown for best neighborhoods
  • 💡Amazon HQ2 speculation nearby could drive future appreciation
  • 💡The 'Lynn, Lynn, city of sin' rhyme is outdated—civic pride is real

Demographics

Population
99,281
Median Age
36.8
Median Income
$88,724
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