Properties in Harvard typically may qualify for high-balance conforming loans, though jumbo financing might be needed depending on exact property price.
Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.
True rural New England—apple orchards, conservation land, authentic small-town character, and families seeking the anti-suburb
Harvard is as rural as you get while staying in Greater Boston—apple orchards, conservation land, real farms, and the kind of quiet that city people dream about.
Median home built in 1975. Insurance premiums estimated at $2,200/year. Some older homes may require system updates (electrical, plumbing, HVAC).
Estimate your annual homeowners insurance premium
Leave blank to use town median (1975)
Total insurance cost over 30-year mortgage (equivalent to 0.2% of home value)
This home costs $539 more per year to insure than a newly built home. Over 30 years, that's $16,170 in additional insurance costs.
* Estimates based on Massachusetts state averages and typical underwriting criteria. Actual premiums vary by carrier, coverage limits, deductible, claims history, and credit score. For accurate quotes, contact a licensed insurance agent.
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