BPN

🌎

Chelsea

35 min to Boston
"The densest diversity in Massachusetts at bargain prices"
Median Price
$554,375
$385/sqft
School Rating
5/10
Good
Appreciation
6.5%
per year
Commute
35 min
to downtown

Financing Considerations

Properties in Chelsea typically typically qualify for conforming loans with more flexible underwriting standards.

Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.

✨The Vibe

Dense, diverse, gritty urban community with immigrant spirit and massive potential

What It's Really Like

Chelsea is raw, real, and affordable. It's 60% Hispanic, incredibly dense, and has the shortest commute to Boston. Schools struggle but the community is strong and waterfront development is coming.

Best For

  • ✓First-time buyers needing ultimate affordability
  • ✓Investors betting on waterfront transformation
  • ✓Those who value diversity and authentic communities
  • ✓Commuters wanting quick Boston access

Avoid If

  • ✗You need top schools immediately
  • ✗You want suburban space and quiet
  • ✗You're uncomfortable with urban density and grit

🌟Highlights

🚇Silver Line brings you to downtown in 12 minutes
🌎Most diverse city in Massachusetts (60% Hispanic)
💰Most affordable option near Boston proper
🌊Waterfront redevelopment transforming the city

Insider Tips

  • 💡Chelsea Station area is improving rapidly
  • 💡Amazing Latin American restaurants and markets
  • 💡Mystic Mall redevelopment could be a game-changer

Demographics

Population
39,045
Median Age
35.4
Median Income
$88,859
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Similar Neighborhoods

🌊

Watertown

$805,000

"Armenian food paradise that's secretly convenient to everything"

🍝

Medford

$823,500

"Italian grandmas and Tufts students living in harmony"

🥟

Quincy

$656,250

"City of Presidents with the best dim sum north of Chinatown"

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