💼

Burlington

28 min to Boston
"Route 128 tech corridor—suburban office parks meet family life"
Median Price
$825,000
$445/sqft
School Rating
7.8/10
Good
Appreciation
3.8%
per year
Commute
28 min
to downtown

Financing Considerations

Properties in Burlington typically may qualify for high-balance conforming loans, though jumbo financing might be needed depending on exact property price.

Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.

The Vibe

Classic Route 128 tech corridor suburb—office parks, mall access, solid schools, and convenient location for professionals. Family-friendly without the luxury price tag.

What It's Really Like

Burlington is practical suburbia at its finest—great schools, Burlington Mall, easy Route 128 access, and family-friendly neighborhoods. Not sexy, but it works.

Best For

  • Tech workers on Route 128
  • Families wanting value and convenience
  • Professionals seeking short commutes
  • Those who prioritize location over prestige

Avoid If

  • You want historic charm or character
  • You prefer walkable downtown areas
  • You seek luxury or exclusivity

🌟Highlights

💼Prime Route 128 tech corridor location
🛍️Burlington Mall—major shopping destination
🏫Solid schools (7.8/10 rating)
🚗Easy highway access to Boston and beyond

Insider Tips

  • 💡Route 128 commute beats commuter rail for flexibility
  • 💡Burlington Mall area has tons of restaurants
  • 💡Good value relative to nearby Lexington/Winchester

Demographics

Population
26,400
Median Age
43
Median Income
$142,000

Economic Profile

Remote Work
17.9%
work from home
Professional Workers
58.2%
knowledge economy
Broadband Access
95.6%
digital infrastructure
Median Commute
30 min
to work
Rental Cost Burden
49.3%
pay >30% on rent
Homeownership
73.5%
owner-occupied
Poverty Rate
5.2%
below poverty line
Unemployment
3.5%
of labor force
Median Home Value
$659K
Census estimate
Data source: Census ACS 2022 5-year

Religious Community

Places of Worship
7
Churches
5
Synagogues
1
Mosques
1
🌟 Multi-faith community with diverse religious traditions(Diversity Score: 72/100)
Historical Context: Oldest establishment dates to 17351 established before 1900
Data Source: MassGIS 2025 (Updated 2025-02-03)

Housing Stock Age

Median Year Built
1968
57 years old
Pre-1940 Construction
6.7%
Lower risk
Post-2000 Construction
22%
Modern housing stock
Est. Annual Insurance
$2,200
Based on housing age

Moderate Insurance Risk

Median home built in 1968. Insurance premiums estimated at $2,200/year. Some older homes may require system updates (electrical, plumbing, HVAC).

Insurance Cost Calculator

Estimate your annual homeowners insurance premium

$412,500$825,000$1,650,000

Leave blank to use town median (1968)

Annual Premium
$2,200
$183/month
vs. State Average
+10%
MA avg: $2,008/year
Risk Category
HIGH
Based on home age

30-Year Mortgage Impact

$66,000

Total insurance cost over 30-year mortgage (equivalent to 0.3% of home value)

Age Penalty

This home costs $589 more per year to insure than a newly built home. Over 30 years, that's $17,670 in additional insurance costs.

Ways to Lower Your Premium

  • Bundle home + auto insurance with same carrier (10-25% discount)
  • Increase deductible from $500 to $2,500 (save 15-30%)
  • Install monitored security system (5-20% discount)
  • Update electrical panel and remove knob-and-tube wiring
  • Replace roof with impact-resistant materials (save 5-15%)
  • Upgrade plumbing to PEX or copper
  • Complete full home inspection and address major issues
  • Consider MAPFRE or Chubb for historic home coverage

* Estimates based on Massachusetts state averages and typical underwriting criteria. Actual premiums vary by carrier, coverage limits, deductible, claims history, and credit score. For accurate quotes, contact a licensed insurance agent.

Construction Era Distribution

2020+
130 units
2010-2019
8.1%
850 units
2000-2009
12.9%
1,350 units
1990-1999
15.2%
1,600 units
1980-1989
16.7%
1,750 units
1970-1979
17.6%
1,850 units
1960-1969
14.3%
1,500 units
1950-1959
11%
1,150 units
1940-1949
5.9%
620 units
Pre-1940
6.7%
700 units
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