Properties in Acton typically may qualify for high-balance conforming loans, though jumbo financing might be needed depending on exact property price.
Learn about loan thresholds, property condition impact, flood/wind insurance, and how vintage homes (common in many MA towns) affect mortgage approval.
Charming MetroWest town with excellent schools, conservation land, apple orchards, and strong community spirit
Acton is where education-minded families go for top schools (8.8/10) without Lexington pressure. Apple orchards, conservation land, and a real small-town feel.
Median home built in 1972. Insurance premiums estimated at $2,200/year. Some older homes may require system updates (electrical, plumbing, HVAC).
Estimate your annual homeowners insurance premium
Leave blank to use town median (1972)
Total insurance cost over 30-year mortgage (equivalent to 0.2% of home value)
This home costs $539 more per year to insure than a newly built home. Over 30 years, that's $16,170 in additional insurance costs.
* Estimates based on Massachusetts state averages and typical underwriting criteria. Actual premiums vary by carrier, coverage limits, deductible, claims history, and credit score. For accurate quotes, contact a licensed insurance agent.
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