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Town Pricing Anatomy: See Exactly What You're Paying For in Every Boston-Area Town

Under 1 min read
January 20, 2026
THE BOTTOM LINE

Town Pricing Anatomy breaks down median prices for 116 Greater Boston towns into five transparent components: Land (base lot value), Structure (building cost), Schools (quality premium), Access (commute value), and Prestige (brand value). Each component shows its percentage contribution to total price, calculated using forward math: (Land + Structure) × Schools × Access × Prestige = Final Price. No double-counting. No black-box algorithms. Just clear, explainable pricing that helps you understand value, identify arbitrage opportunities, and make smarter buying decisions. Example: Dover's $2.4M = 13.3% land + 37.9% structure + 21.5% schools + 7.3% access + 20% prestige. Brockton's $450K = 16.5% land + 80.6% structure + 5.8% schools + 8.2% access - 11.1% prestige (negative prestige penalty).

WHO NEEDS THIS

Greater Boston homebuyers who want to understand exactly what they're paying for, buyers comparing towns and looking for value arbitrage, anyone confused by why similar homes cost 3-5x more in different towns, buyers who want transparent pricing instead of 'it's just expensive' explanations.

KEY INSIGHTS
  • Five components: Land (lot value), Structure (building cost), Schools (quality premium), Access (commute value), Prestige (brand value)
  • Forward calculation: (Land + Structure) × Schools × Access × Prestige = Final Price—no double-counting
  • Percentages sum to 100%—each component shows its true contribution to total price
  • Negative premiums exist: Brockton has -11.1% prestige penalty (reduces price), Dover has +20% prestige premium (increases price)
  • Value arbitrage opportunities: Towns with high school quality but low prestige offer better value per dollar
  • Transparent methodology: All calculations use open data (MLS sales, DESE school ratings, commute times, Census demographics)
  • 116 towns analyzed: Compare any town's pricing breakdown side-by-side
DO THIS NEXT

Explore [Town Pricing Anatomy](https://bmas.dwellchecker.app/town-pricing-anatomy) to see all 116 towns. Click any town to see detailed breakdown. Compare towns side-by-side to identify value opportunities. Use the efficiency scores to find best schools-per-dollar or access-per-dollar value.

Want the full analysis?

Read the complete 18-minute post with detailed insights and data.

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