Your Fall 2025 Buying Window: What the Data Actually Says About Greater Boston's Market Shift

Fall 2025 offers measured opportunity: rates at 5.99% (down from peaks), inventory rising, competition easing. But prices remain elevated ($639K statewide, $1M+ premium suburbs) and affordability tight. Better than 18 months prior, not slam-dunk bargains.

Buyers waiting for the 'right moment' who need data-driven timing analysis versus vibes and speculation.

• •Mortgage rates ~5.99%—down from recent peaks, improving monthly payment math
• •Inventory gradually increasing but still constrained in top school districts (8/10+)
• •Luxury tier ($2M+) showing early softness—negotiation opportunities emerging
• •Target: <45-60 min commutes, strong schools, move-in-ready (renovations remain expensive)
• •Strategy: Act fast but negotiate terms—don't expect major price cuts, expect better conditions