Condos vs Single-Family in Greater Boston: When Each Makes Sense

Under 1 min read

•February 26, 2026

THE BOTTOM LINE

Condos and townhouses offer lower entry prices and the same school districts as single-family in the same town, but HOA fees can narrow the monthly-cost gap. Choose by budget, lifestyle (urban vs suburban), and whether you want no HOA and more land.

WHO NEEDS THIS

First-time buyers, urban and transit-focused buyers, and anyone deciding between a condo/townhouse and a house in Greater Boston.

KEY INSIGHTS

•Condos/townhouses = lower sticker price, same schools; HOAs add to monthly cost
•Single-family = more space and control, no HOA; higher price and maintenance
•Townhouses = middle ground: more space than condos, still HOA
•Run total monthly cost (P&I + taxes + insurance + HOA), not just list price

DO THIS NEXT

Filter by budget on Condos and Townhouses, then compare to single-family medians on Town Finder; run Property Analysis on any short-list address.

Want the full analysis?

Read the complete 12-minute post with detailed insights and data.

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