Q1 to Q6: Decoding Your Home's UAD Quality Rating (And Why It Matters in Massachusetts 2026)

UAD quality ratings (Q1-Q6) are standardized nationwide construction quality assessments used in all conventional appraisals. UAD 3.6 becomes mandatory November 2026, requiring more detailed quality assessments. Most Massachusetts homes fall into Q3 (good quality with upgrades) or Q4 (standard builder-grade) categories. Understanding these ratings helps buyers interpret appraisals and make informed decisions.

Home buyers in Massachusetts, homeowners refinancing, anyone receiving an appraisal report, buyers trying to understand why their home appraised at a certain value, people preparing for a home purchase or refinance.

• •UAD quality ratings (Q1-Q6) are standardized nationwide—a Q3 in MA means the same as Q3 anywhere
• •UAD 3.6 requires detailed quality assessments for exterior, interior, kitchen, and bathroom
• •Most Massachusetts homes are Q3 (good quality with upgrades) or Q4 (standard builder-grade)
• •Quality ratings focus on construction, not price, location, or market value
• •UAD 3.6 becomes optional January 2026, mandatory November 2026
• •Understanding quality ratings helps interpret appraisals and evaluate property value